Letter XII 2–0 for the Three Laws

On Womanhood, Banks, and the End of Natural Sanity

By Martyn Walker
Published in Letters from a Nation in Decline

The Supreme Court’s ruling of 17 April 2025 brings brief but blessed clarity to a debate that should never have required adjudication. In upholding the definition of “woman” as a biological adult female, the court aligned itself—at last—with natural law, moral law, and human law. The surprise is not in the judgement, but in the fact that such a judgement was necessary at all [1].

Natural law is written in the structure of the body. It is not a social construct, nor is it open to interpretation by corporate HR departments. Moral law, developed over centuries of religious and philosophical reflection, honours the distinctiveness and dignity of women. And human law, which ought to reflect the wisdom of both, has too long been distorted by ideologues, bureaucrats, and cowards afraid to speak plainly.

With this ruling, the score is 2–0: reason and sanity regain ground against years of orchestrated confusion. The third point—cultural redemption—remains elusive. Corporate Britain, it seems, missed the memo.

Enter Lloyds Banking Group, who, within hours of the judgement, released a statement reaffirming their “support for the trans community” [2]. A curious phrase. What does it mean, in this context? That Lloyds is opposed to the court’s conclusion? That they prefer the legal fiction over biological fact? Or is it, as with so much modern corporate communication, simply a bland virtue-signal intended to prevent offence from a Twitter mob that has never darkened the doorstep of a bank branch?

The damage of such posturing is not abstract. It is real and cruel. Biological women—already silenced in sport, in prisons, in medicine, and in debate—are now told by their employers that their concerns are unwelcome. That they are, in essence, bigots for believing what every generation until 2015 took for granted.

This position is not just morally bankrupt—it is legally dangerous and socially irresponsible. And yet, it reflects a deeper truth about British banking in the twenty-first century: its abandonment of duty in favour of ideology.

These institutions, which once prized prudence, integrity, and public service, now concern themselves with pronouns and hashtags. Their moral compass is no longer set by community or customer, but by a risk-averse legal department obsessed with reputation management. It is not uncommon now to hear of customers being debanked for the crime of holding lawful but unfashionable opinions [3]. You may keep your money—so long as your views align with theirs.

Meanwhile, physical branches continue to vanish from high streets. Between 2015 and 2025, Britain has lost over 5,000 bank branches [4], leaving towns without cash access and elderly customers cut off from essential services. In the 1990s, when RBS attempted a similar retreat, the government blocked the move, recognising that banks are not just businesses but civic institutions [5]. Today’s political class, trained in nothing and employed in everything, lack both the will and the vocabulary to act similarly.

This is what decline looks like. A legal system forced to define “woman.” A bank afraid to state a biological fact. A population silenced by HR managers. All the while, the great financial houses of the country—flush with bailout cash, cradled by taxpayer guarantees—are more interested in gender identity training than interest rate margins.

When institutions forget their purpose, societies lose their memory. And once memory goes, so too does courage. We live in a time when truth requires legal defence, and fiction demands public fealty. But truth is stubborn. It is immune to hashtags, HR workshops, and focus groups. It may be silenced for a while, but it cannot be permanently removed. Not by Lloyds, not by Stonewall, and not by Whitehall.

Yesterday, the three laws spoke in unity. It is up to us to listen, to remember, and—if necessary—to fight for the truth they still protect.


References

  1. Supreme Court of the United Kingdom. (2025). Judgement: For Women Scotland v Scottish Ministers. SC/2023/0493.
  2. Lloyds Banking Group. (2025). Statement on Trans Inclusion. Corporate Newsroom. Retrieved 17 April 2025.
  3. Fairbairn, H. (2024). The Rise of Debanking: Social Credit by Stealth. Civitas Policy Paper.
  4. Which?. (2025). Bank Branch Closures: The State of Access to Cash in 2025. Retrieved from www.which.co.uk
  5. House of Commons Treasury Committee. (1995). Banking Services: Branch Closures and Community Impact.

Metadata

Letter Number: XII
Title: 2–0 for the Three Laws
Collection: Letters from a Nation in Decline
Author: Martyn Walker
Date: 18 April 2025
Word Count: 1,118


BISAC Subject Headings

  • POL022000: Political Science / Public Policy / Cultural Policy
  • SOC032000: Social Science / Gender Studies
  • BUS069000: Business & Economics / Banks & Banking

Library of Congress Subject Headings (LCSH)

  • Women’s Rights—Great Britain
  • Banks and Banking—Social Aspects—Great Britain
  • Equality—Law and Legislation—Great Britain
  • Natural Law—Philosophy

Turning Away

In the heart of the storm, where the winds cry for peace,
The land of the people who’ve long sought release—
Israel, surrounded, stands firm in the fight,
But shadows grow darker; the day fades from light.

Once friends now fall silent, their voices grown cold,
While the flames of injustice take root and grow bold.
Politicians, once steadfast, bow low to the crowd,
Drowning the truth in the noise, false and loud.

They court the few voices that scream with disdain,
Turning from justice, embracing the pain.
Forgotten are those who stand silent, but strong,
For their courage and reason, no place they belong.

“Silence in the face of evil is evil itself,”
Bonhoeffer warned us, though left on the shelf.
His words, like a beacon, call out from the past—
Yet still, we allow wrongs to amass.

The people of Israel, their history profound,
Are left in the cold as their cries are unbound.
A people of strength, through centuries long,
Yet betrayed once again by a world gone wrong.

Golda once asked, “Where is the shame?”
When good men are silent, we’re all to blame.
“Our task is not to curse the darkness, but to light a candle,”
But instead, we let fear our resolve dismantle.

We watch and we wait, as history repeats,
While the fire of injustice consumes the streets.
And what of the leaders who turn away now?
Shamed beyond words, but they still take a bow.

We must remember, as the dark curtains fall,
That a voice raised for truth is a voice raised for all.
The cries of the weak, the pleas of the strong,
Will one day break through the silence, lifelong.

So to those in the shadows, who cower and flee—
History will judge what you neglected to decree.
When the world turns its back and refuses to stand,
We betray not just Israel, but every land.


Quotes Referenced:

  1. Dietrich Bonhoeffer:
    “Silence in the face of evil is itself evil. Not to speak is to speak. Not to act is to act.”
    – Dietrich Bonhoeffer, German theologian and anti-Nazi dissident.
  2. Golda Meir:
    “Where is the shame?”
    – Golda Meir, fourth Prime Minister of Israel, referring to the global indifference to Jewish suffering.
  3. Rabbi Abraham Joshua Heschel:
    “Our task is not to curse the darkness, but to light a candle.”
    – Abraham Joshua Heschel, Polish-born American rabbi and Jewish theologian, emphasising action in the face of injustice.

Note

Every Saturday, we witness crowds marching, not for justice or peace, but in twisted support of murder and rape—their chants reverberating around the globe. Even more alarming is the sight of weak politicians, crumbling under the weight of these cries, giving in to demands drenched in hatred. This is not the 1930s, but once again, the stench of treachery spreads, no longer confined to Europe—it metastasises like a cancer, poisoning hearts and minds across nations.

Here in the UK, our own government, rather than standing resolute against terrorism, has instead chosen complicity. By resuming payments to the UNRWA, an organisation that brazenly supports terror, they act in the interests of those who seek Israel’s destruction. And now, they move to restrict arms sales to Israel—stripping a nation of its right to defend itself against the forces of evil encircling it. These are not mere policy decisions; they are acts of betrayal, paving the way for further violence, leaving Israel defenceless while terror is emboldened.